REGULATORY
Regulatory compliance is a critical concern for credit unions. Credit unions are subject to state and federal regulations that govern the full range of their operations. In addition to the two primary credit union regulatory bodies, credit unions must be well informed about the regulations promulgated by a wide variety of other governmental organizations. The Association goes far beyond reporting on new initiatives, however, by taking a proactive role in assisting credit unions work with regulators to build a regulatory environment that will benefit and protect credit unions and their members. Anticipating regulatory change, promoting dialogue between credit unions and regulators, interpreting existing regulation, and acting as an advocate for credit unions in regulatory forums are vital services delivered by the Legislative and Regulatory Department.
LEGAL AND REGULATORY RESOURCES
CUNA's Regulatory Affairs
CUNA's Regulatory Affairs site provides access to recently finalized regulatory changes affecting credit unions. Use of this site is free to all member credit unions, however, a password and user name is required. To register, visit CUNA's registration page.
CUNA's Regulatory Comment Calls
CUNA's Regulatory Comment Call site provides access to proposed regulations affecting credit unions. The site contains a chart of proposed regulations with due dates for comment letters and links to the appropriate proposal. The site provides a summary of each proposal and questions to consider regarding the proposal. (Password protected)
CUNA's E-Guide
CUNA's e-Guide to Federal Laws and Regulations is an electronic compliance resource provided free of charge to affiliated credit unions as one of the many benefits of belonging to CUNA. CUNA Regulatory Affairs staff monitor regulatory changes on a daily basis, and will update the e-Guide whenever necessary to reflect the most current information available. (Password protected)
NCUA
Rhode Island Rules and Regulations
The Rhode Island Secretary of State’s Office makes available rules and regulations from a variety of local agencies. This site may be searched by agency or keyword.
Rhode Island General Laws
Rhode Island state statutes are available online and may be searched by keyword or index of titles.
Department of Business Regulation, Banking and Securities Regulation
The Division of Banking provides guidance to the credit unions that it regulates through its website.
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